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Not as many fundamental problems in mortgage market U.S. ARM Lending
% of Applications
% of Volume
50% 45% 40% 35% 30% 25% 20% 15% 10%
5% 0%
37.6%
33.8% 27.4%
1995 2000
24.0%
33.5%
47.3%
2005
8.6% 5.0%
7.0%
16.2%
14.5%
2010 2015 2018
6.6%
CALIFORNIA ASSOCIATION OF REALTORS®
7.1%
15.6%
2019
