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However, ember ignitions are responsible for the majority of wildland re home ignitions. An ember-resistant zone will reduce ember ignitions, protecting homes and lives.
Governor Newsom issue a signing message can be found here. He stated in part, "While its goals are laudable, this bill creates a costly unfunded mandate that will reduce resources to fund other important re prevention and mitigation priorities."
Assembly Bill 3074 is codied as Government Code Sections 51182, 51186, and 51189, and Public Resources Code Section 4291.
Eective January 1, 2021.
Fire: Insurance -- Consumer Protections
Three laws that expand consumer protections related to wild􏰀re
Assembly Bill 2756 Residential Property Insurance– This measure seeks to provide greater information to consumers on their homeowner policies. Additionally, it includes provisions which mandate 10% building code upgrade coverage for replacement cost coverage policies which will work to ensure more homes are rebuilt and existing housing stock is maintained when disaster strikes. C.A.R. supported this measure as it provides more transparency to homeowners on information related to their home insurance policy.
Assembly Bill 3012 Residential Property Insurance– This measure among other provisions, provides that certain information be included in a notice of nonrenewal of a homeowners insurance policy, claries that a policyholder shall receive the full amount of what would have been recoverable if the home were to be rebuilt at the original location, claries that policies which include additional living expenses (ALE) shall not limit claims if the home is uninhabitable, but not destroyed. Additionally, the bill states that a policyholder is entitled to a payment of 30% (up to $250,000) of the stated policy limit for contents coverage in the event of a total loss without itemization and directs the FAIR plan to create a clearinghouse of policy information that should be made available to admitted insurers to encourage them to oer policies to FAIR plan customers. C.A.R. supported this measure as it will help to alleviate the home insurance crisis that many Californians in wildre prone areas face.
20 The Greater San Diego Association of REALTORS®